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Need to know where to start with the financial aid process?
We have three steps to guide you

MEFA is here to help you pay for college.

College is the promise millions of Americans make to their children the day they are born. But it comes with a cost. Most of us can't save it all. None of us can borrow it all. But we can help you build your own unique plan of savings, loans, and guidance to achieve your goals.

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Savings  Products
Explore your reliable and affordable options for college savings plans.
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Loan Products
We're not a bank, but we're fluent in competitive, fixed interest rate loans with multiple repayment options.
Review upcoming scholarships opportunities and get information on private scholarships.
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Planning Tools
Helpful resources for every step of the way, from calculators to timelines to spreadsheets.
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Get invaluable information through blog posts, videos, or one-on-one phone calls.
Financial Aid
Financial Aid
Learn how to apply for financial aid and watch our webinar on the entire financial aid process.

Student Loan Refinancing

Combine your existing student loan debt into one fixed-rate, easy-to-manage refinanced loan.

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Refinancing Products

Choose from 7-, 10-, or 15-year repayment terms for competitive, fixed interest rate refinancing loans.
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Check out how you might lower your monthly payment with our Loan Refinancing Calculator.
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Learn how refinancing can create additional discretionary income, and which loan is best for you.
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