Federal PLUS Loan
If you received a Federal PLUS Loan on your financial aid offer, consider it as merely a suggestion from the financial aid office. Your parent will still need to apply for this loan and pass a credit check to borrow any amount. The PLUS Loan origination fee and interest rate may be higher than other private loans.
Payment Plans
Most colleges offer payment plans that allow you to pay your college bill over several months. Payment plans often require a small fee but do not charge interest. Check with the college's financial aid office for more details.
Private Loans
If you are considering borrowing a private loan to cover a portion of your remaining cost, use our Loan Payment Calculator to estimate your future monthly payment and total loan cost.
Paying the College Bill
Remember, your family will need to cover your remaining cost at the college you choose every year for four years (or more). Keep a four-year plan in mind as you make your college selection. For guidance in paying your college bill, which will arrive sometime this summer, view our webpage here
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