Loan certification is a process in which the college you are attending reviews the amount you have requested to borrow in an education loan and ensures your eligibility to borrow.…

Learn if Federal Direct Student Loans are related to the FAFSA, what the annual loan limit is, the difference between subsidized and unsubsidized loans, how to pay the interest while in school, if the loan can be deferred in graduate school, and more. …

When talking to your child about college costs, discuss who will pay for what, who will borrow loans, what amount is feasible for a loan payment, what the four-year plan is, and what to do if you can't afford it. …

Families of high school juniors can prepare for college financing by learning about financial aid applications, estimating their SAI, exploring net price calculators, working on their credit, reviewing their budget, applying for scholarships, and saving. …

Hear from people who reduced their college costs in unconventional ways, including a family who moved to another state to qualify for in-state college tuition and a student who took college classes while in high school. …

Tips include knowing the total cost of the loan, having good credit, reading the fine print, understanding that all borrowers have equal responsibility, and choosing the option that is best for your family. …

Topics explained include the lender, amount to borrow, application timeline, application process, and more.…

Learn how to reduce the cost of college through scholarships, including where to look for them and when to apply, and by waiving school health insurance if your child is already covered under a health insurance plan. …

Learn factors to consider when selecting a student loan, what loans to apply for, the difference between loans in a student's name and a parent's name, what interest is involved when paying back financial aid, and if Parent PLUS Loans can be put in the student's name after graduation. …

Learn how to communicate to a school that you'll be using Post-9/11 GI Bill Benefits, when you can use the Montgomery GI Bill, how to use the STEM extension, and when to apply for Yellow Ribbon benefits. …