The SAVE plan increases the amount of protected discretionary income, forgives any interest that accrues each month that is not covered by the calculated monthly payment amount, and starting in July 2024, will decrease the percentage of the discretionary income in the calculation.…

Learn about interest capitalization, when it typically happens, how you can avoid it, and what the exceptions are. …

Read one woman's story of how she fits student loan payments into her budget and learn how you can make repayment work with your larger financial goals. …

Learn when to refinance student loans, if there is a downside to refinancing, if it costs money to refinance, and if refinancing can hurt your credit score. …

Learn if you can set up a monthly auto-pay, how early you can begin repayment, if there's a penalty for repaying early, how many servicers you may have, and how to consolidate. …

Learn about student loan deferment, if it could impact your credit score, what to consider when deferring, and how to request deferment. …

Prepayments will now count as a qualifying payment, lump sum payments will now count for as many qualifying payments as they cover, and borrowers must now complete only one form to apply for loan forgiveness. …

Learn about common tactics scammers use, how to identify a scam, how to report a scam, and what to do if you've responded to a scammer. …

Tips include finding scholarships, renting textbooks, participating in MassTransfer, taking advantage of employer loan repayment, and making your minimum loan payment. …

Tips include researching the benefits, understanding your loans, deciding on a fixed or variable interest rate, comparing lenders, and preparing your documents. …