Learn about how PSLF works, how you qualify, the tools to determine employer eligibility, and the process of applying. …

Tips include being in touch with your loan servicer, being patient, and using free resources.…

Details include what counts as a loan payment, where employers can deposit matches, when this goes into effect, if all employers participate, and matching limits.…

With the federal government's new SAVE Repayment Plan, a PLUS Loan may become eligible for repayment if borrowers have at least two federal loans, if the loans are consolidated twice, and if consolidation occurs before July 1, 2025…

The SAVE plan increases the amount of protected discretionary income, forgives any interest that accrues each month that is not covered by the calculated monthly payment amount, and starting in July 2024, will decrease the percentage of the discretionary income in the calculation.…

Learn about interest capitalization, when it typically happens, how you can avoid it, and what the exceptions are. …

Read one woman's story of how she fits student loan payments into her budget and learn how you can make repayment work with your larger financial goals. …

Learn when to refinance student loans, if there is a downside to refinancing, if it costs money to refinance, and if refinancing can hurt your credit score. …

Learn if you can set up a monthly auto-pay, how early you can begin repayment, if there's a penalty for repaying early, how many servicers you may have, and how to consolidate. …

Learn about student loan deferment, how it differs from forbearance, if it could impact your credit score, what to consider when deferring, and how to request deferment. …