Tips include making up the difference in the younger child's account, revisiting your budget, encouraging friends and family to contribute, and being fair with contributions…

Reasons to save include lowering college debt, small amounts adding up, tax deductions, and tax-free earnings.…

Steps including selecting a college savings program, deciding how much and how often to save, and getting family and friends involved. …

Learn if you have to be a Massachusetts resident to save with the U.Plan, how the U.Plan is considered when applying for financial aid, if Tuition Certificates are transferable, if family members can add to an account, and more. …

Learn how to save for college, savings strategies, how to set up an account, how to transfer a balance, and what happens if you move states. …

Learn how to receive paper statements with an online account, how to schedule automatic deposits at your chosen frequency, how to stop automatic deposits if needed, and the benefits of having an online account for a child in college.…

Learn how to print out a certificate when you contribute to a child's Massachusetts U.Fund 529 account to let the child know about your gift. …

Learn if it's ever too late to open a 529 account, if you can use 529 funds for daycare expenses, how to save with multiple children, how you withdraw 529 funds, how grandparent 529 accounts work, and more.…

We compare the features of each, including taxes, tax benefits, contributions, investments, annual and maximum limits, and the impact on financial aid. …

Learn about the tax consequences if 529 funds are used for an unqualified expense, what the exceptions to the penalty are, and how to redeposit 529 funds returned from a college. …