MEFA is advising student loan borrowers of a recent wave of student loan debt relief scams using high-pressure sales tactics and promising repayment assistance in exchange for upfront fees.…

Read one woman's story of how she fits student loan payments into her budget and learn how you can make repayment work with your larger financial goals. …

Get answers to questions on Federal Direct Student Loans, the PLUS Loan, co-borrowers, loan amount and timing, loans for multiple children, repayment, and credit. …

Learn if MEFA Loans require means testing, if co-borrowers roll off after a certain point, if you can borrow MEFA Loans without borrowing Federal Direct Student Loans, if there' s maximum amount you can borrow, and what to do if you are not sure how much you need to borrow. …

Learn if you can set up a monthly auto-pay, how early you can begin repayment, if there's a penalty for repaying early, how many servicers you may have, and how to consolidate. …

Questions include how private loans for undergraduate students work, how much undergraduates can borrow, if you need a co-borrower for undergraduate loans, and if you can get an undergraduate student loan with bad credit. …

Prepayments will now count as a qualifying payment, lump sum payments will now count for as many qualifying payments as they cover, and borrowers must now complete only one form to apply for loan forgiveness. …

Learn about common tactics scammers use, how to identify a scam, how to report a scam, and what to do if you've responded to a scammer. …

Tips include finding scholarships, renting textbooks, participating in MassTransfer, taking advantage of employer loan repayment, and making your minimum loan payment. …

Topics include the amount to borrow, the timing of applying, reducing loan amounts, and increasing loan amounts …