Learn when to refinance student loans, if there is a downside to refinancing, if it costs money to refinance, and if refinancing can hurt your credit score. …

Tips include researching the benefits, understanding your loans, deciding on a fixed or variable interest rate, comparing lenders, and preparing your documents. …

Reasons include freeing up more cash every month, paying one loan payment versus multiple, lowering your interest rate, and/or removing your co-borrower from your loans.…

With MEFA REFI, you have a choice on interest rate type, all education loans are eligible, a co-borrower may help you receive a lower interest rate, you can save even more by repaying early, and there are absolutely no fees.…

With a MEFA REFI Loan, borrowers can refinance any eligible federal or private college loan, stay better organized with just one simple loan payment, and free up additional cash each month. …