Uses include health, housing, education, transportation, assistive technology, employment training and support, personal support services, and basic living needs.…

Prior to the creation of Attainable^® accounts, individuals receiving federal benefits were not allowed to retain more than $2,000 in assets, which often resulted in spending down their funds on unnecessary items. With Attainable^®, individuals can now avoid spend downs and save for their actual needs.…

Questions answered include what are the differences among ABLE, SSI, and SNTs, how does one report an ABLE account to the SSA, and can you directly deposit your SSI check into your ABLE account…

Learn about the aspects of a loan agreement, including advances, promises to pay, default, change in contact information, limits on discharge of debt in bankruptcy, and co-borrower liability.…

MEFA Loans are available nationwide, don't accrue interest until they are disbursed, are a family loan, have a small interest rate range, and include free guidance. …

Tips include having a thorough college list, checking the portal, communicating as a family, checking in weekly, staying calm, expecting the unexpected, preparing for rejections, and trusting in a happy ending. …

Whether a parent is working or retired, the college calculates the parent(s)' total income and uses that figure in the standard financial aid formula to determine how much they believe the family can contribute toward college costs.…

Learn the steps an aunt took to help open a U.Fund 529 account for her nephews so they could receive a $50 seed deposit from the BabySteps Savings Plan. …

Your lender will provide you with a final disclosure once your education loan is finalized, which will include the amount you borrowed, your interest rate, any fees, and how much the loan will end up costing you in total. …

529 plans offer tax benefits, have minimal impact on financial aid, and can be used for expanded qualified expenses. Saving in a 529 plan, no matter how close your child is to starting college, can help you take advantage of these benefits and prepare you to utilize a monthly college payment plan.…